/* === STYLE.CSS — Workmate Mortgages homepage v3 (mockup-matched redesign) === */
:root{
  --navy:#0E2A47;
  --navy-deep:#081A2E;
  --teal:#0E8C93;
  --teal-dark:#076E7D;
  --teal-darker:#054F59;
  --teal-soft:#E7F3F3;
  --ink:#1B2430;
  --muted:#5A6472;
  --line:#E4E8EC;
  --bg:#FFFFFF;
  --bg-soft:#F4F8FA;
  --chip-bg:#EEF2F4;
  --radius:18px;
  --radius-sm:12px;
  --radius-btn:12px;
  --radius-pill:999px;
  --max:1180px;
  --shadow:0 18px 40px -18px rgba(14,42,71,.25);
  --focus-ring:0 0 0 4px rgba(7,110,125,.14);
  --font-display:'Bricolage Grotesque','Segoe UI',Arial,Helvetica,sans-serif;
  --font-body:'Inter','Segoe UI',Arial,Helvetica,sans-serif;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
html,body{margin:0;padding:0;}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--teal-dark);text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%;display:block;}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--navy);margin:0 0 8px;letter-spacing:-.2px;}
p{margin:0 0 10px;}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px;}

a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible{
  outline:3px solid var(--teal-dark);
  outline-offset:2px;
  border-radius:4px;
}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *{animation-duration:.001ms !important; transition-duration:.001ms !important;}
}

[hidden]{display:none !important;}

.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:200;}
.skip-link:focus{left:12px;top:12px;}

.btn{
  border:none;cursor:pointer;font-family:var(--font-display);font-weight:700;
  border-radius:var(--radius-btn);font-size:15px;letter-spacing:-.01em;
  transition:transform .18s cubic-bezier(.2,.8,.2,1), box-shadow .18s ease, background-color .18s ease, border-color .18s ease, color .18s ease;
}
.btn-primary{
  background:var(--teal-dark);color:#fff;padding:15px 26px;
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  box-shadow:0 1px 2px rgba(8,26,46,.07), 0 12px 24px -12px rgba(7,110,125,.55);
}
.btn-primary:hover{background:var(--teal-darker);transform:translateY(-2px);box-shadow:0 2px 6px rgba(8,26,46,.09), 0 18px 32px -14px rgba(7,110,125,.6);}
.btn-primary:active{transform:translateY(0);box-shadow:0 1px 2px rgba(8,26,46,.12);}
.btn-outline{
  background:#fff;color:var(--navy);padding:15px 26px;border:1.5px solid var(--line);
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
}
.btn-outline:hover{border-color:var(--teal-dark);background:var(--teal-soft);transform:translateY(-2px);}
.btn-outline:active{transform:translateY(0);}

/* ===== Header ===== */
.site-header{border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:100;}
.header-inner{display:flex;align-items:center;gap:20px;padding:12px 24px;}
.logo{display:flex;align-items:center;flex-shrink:0;}
.logo img{height:62px;width:auto;max-width:none;}
.logo-fallback{display:flex;align-items:center;gap:8px;}
.wm-mark{font-family:var(--font-display);font-weight:800;color:var(--teal-dark);font-size:22px;}
.wm-text{font-family:var(--font-display);font-size:12px;line-height:1.2;color:var(--navy);}

.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;background:none;border:none;cursor:pointer;padding:8px;margin-left:auto;}
.nav-toggle span{width:24px;height:2px;background:var(--navy);display:block;}

.main-nav{display:flex;align-items:center;gap:22px;margin-left:auto;font-size:13.5px;font-weight:600;flex-wrap:nowrap;}
.main-nav > a{color:var(--ink);white-space:nowrap;}
.main-nav > a.active{color:var(--navy);font-weight:800;border-bottom:2.5px solid var(--teal-dark);padding-bottom:4px;}
.main-nav > a:hover{text-decoration:none;color:var(--teal-dark);}

.nav-drop{position:relative;}
.nav-drop-btn{display:flex;align-items:center;gap:5px;background:none;border:none;font:inherit;font-weight:600;color:var(--ink);cursor:pointer;padding:0;white-space:nowrap;}
.nav-drop-btn.active{color:var(--navy);font-weight:800;}
.nav-drop-btn:hover{color:var(--teal-dark);}
.nav-drop .chev{width:9px;height:6px;color:var(--muted);transition:transform .15s;}
.nav-drop.open .chev{transform:rotate(180deg);}
.nav-drop-menu{
  display:none;position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%);
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);box-shadow:var(--shadow);
  min-width:190px;padding:8px;flex-direction:column;gap:2px;z-index:50;
}
.nav-drop.open .nav-drop-menu{display:flex;}
.nav-drop-menu a{color:var(--ink);font-weight:500;padding:8px 10px;border-radius:6px;}
.nav-drop-menu a:hover{background:var(--teal-soft);text-decoration:none;color:var(--teal-dark);}

.phone-cta{
  display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-weight:700;white-space:nowrap;
  background:var(--teal-soft);padding:10px 16px 10px 14px;border-radius:var(--radius-pill);
  font-family:var(--font-display);font-size:14px;transition:background-color .15s ease, transform .15s ease;
}
.phone-cta svg{width:16px;height:16px;color:var(--teal-dark);}
.phone-cta:hover{background:#DBEEEE;text-decoration:none;transform:translateY(-1px);}

/* ===== Hero ===== */
.hero{background:linear-gradient(180deg,#FFFFFF 0%,#FBFDFD 100%);padding:36px 0 0;}
.hero-photo-full{border-radius:18px;overflow:hidden;box-shadow:0 24px 50px -30px rgba(14,42,71,.35);}
.hero-photo-full img{width:100%;height:auto;display:block;}

/* ===== Quote bar ===== */
.hero .wrap:nth-of-type(2){margin-top:72px;position:relative;z-index:5;}
.quote-bar{
  background:#fff;border-radius:20px;border:1px solid #D9E0E7;
  box-shadow:0 -6px 16px -12px rgba(14,42,71,.12), 0 1px 2px rgba(14,42,71,.06), 0 32px 60px -16px rgba(14,42,71,.28), 0 12px 24px -8px rgba(14,42,71,.14);
  padding:26px 28px 20px;margin-bottom:50px;
}
.qb-cats{display:grid;grid-template-columns:repeat(5, 1fr);gap:12px;margin-bottom:22px;}
.qb-radio{
  display:inline-flex;align-items:center;justify-content:center;gap:6px;font-size:13.5px;font-weight:700;letter-spacing:-.01em;
  color:var(--muted);cursor:pointer;padding:11px 12px;border-radius:var(--radius-pill);
  border:1.5px solid var(--line);background:#fff;transition:all .16s ease;font-family:var(--font-display);
  white-space:nowrap;
}
.qb-radio:hover{border-color:var(--teal-dark);color:var(--navy);}
.qb-radio input{position:absolute;opacity:0;width:1px;height:1px;}
.qb-radio:has(input:checked){background:var(--navy);border-color:var(--navy);color:#fff;box-shadow:0 6px 16px -8px rgba(14,42,71,.5);}
.qb-radio:has(input:checked) .info-ic{color:rgba(255,255,255,.7);}
.qb-radio input:focus-visible{outline:none;}
.qb-radio:has(input:focus-visible){box-shadow:var(--focus-ring);}
.info-ic{color:var(--muted);font-size:12px;cursor:help;font-weight:400;}

.qb-row{display:flex;gap:14px;flex-wrap:wrap;}
.qb-row .qb-amount{flex:1 1 220px;}
.qb-row select{flex:0 0 140px;}
.qb-row .btn-primary{flex:0 0 auto;}
.qb-amount{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:var(--radius-btn);padding:0 14px;background:var(--bg-soft);transition:border-color .15s ease, box-shadow .15s ease;}
.qb-amount:focus-within{border-color:var(--teal-dark);box-shadow:var(--focus-ring);background:#fff;}
.qb-amount span{color:var(--muted);font-weight:700;margin-right:4px;}
.qb-amount input{border:none;background:none;padding:14px 0;font-size:15px;width:100%;outline:none;font-family:inherit;}
.qb-row select{border:1.5px solid var(--line);border-radius:var(--radius-btn);padding:0 14px;font-size:14px;background:var(--bg-soft);font-family:inherit;color:var(--ink);transition:border-color .15s ease;}
.qb-row select:focus{border-color:var(--teal-dark);box-shadow:var(--focus-ring);outline:none;}
.qb-row .btn-primary{border-radius:var(--radius-btn);}

.qb-disclaimer{display:flex;gap:7px;align-items:flex-start;font-size:11.5px;color:var(--muted);margin:14px 0 0;}
.qb-disclaimer .info-ic{margin-top:1px;}

.qb-result{margin-top:16px;padding-top:16px;border-top:1px solid var(--line);}
.qb-result-inner{display:flex;flex-wrap:wrap;align-items:baseline;gap:10px 16px;}
.qb-result-inner span{font-size:12.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.3px;}
.qb-result-inner b{font-size:24px;color:var(--navy);font-family:var(--font-display);}
.qb-result-inner small{font-size:11.5px;color:var(--muted);flex-basis:100%;}
.qb-error{color:#B3261E;font-size:13px;margin:0;}

/* ===== Feature cards ===== */
.features-section{padding:96px 0 60px;background:var(--bg);}
.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.feature-card{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  box-shadow:0 10px 26px -18px rgba(14,42,71,.22);padding:0 22px 24px;
}
.feature-photo{height:160px;margin:0 -22px 46px;overflow:hidden;background:var(--navy);}
.feature-photo img{width:100%;height:100%;object-fit:cover;}
.feature-photo-illustration svg{width:100%;height:100%;display:block;}
.feature-ic{
  position:absolute;top:132px;left:22px;width:56px;height:56px;border-radius:50%;background:#fff;
  display:flex;align-items:center;justify-content:center;box-shadow:0 6px 16px -6px rgba(14,42,71,.35);color:var(--teal-dark);
}
.feature-ic svg{width:28px;height:28px;}
.feature-card h3{font-size:18px;margin-bottom:6px;}
.feature-card p{font-size:14px;color:var(--muted);margin-bottom:12px;}
.card-link{font-weight:700;font-size:13.5px;color:var(--teal-dark);display:inline-flex;align-items:center;gap:4px;}
.card-link:hover{text-decoration:none;color:var(--navy);}
.card-link .arrow{display:inline-block;transition:transform .18s ease;}
.card-link:hover .arrow{transform:translateX(4px);}

/* ===== Lead capture ===== */
.lead-section{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-deep) 100%);padding:64px 0;}
.lead-grid{display:grid;grid-template-columns:0.85fr 1.6fr;gap:40px;align-items:start;}
.lead-copy .rule{display:block;width:44px;height:4px;background:var(--teal);border-radius:4px;margin-bottom:14px;}
.lead-copy h2{font-size:26px;line-height:1.2;color:#fff;}
.lead-copy p{color:#AEC0CE;font-size:14.5px;}
.lead-section .lead-form{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:0 30px 60px -24px rgba(0,0,0,.45);}
.lead-section .consent-check{color:#5A6472;}
.lead-section .consent-check a{color:var(--teal-dark);}

.lead-form-row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px;margin-bottom:14px;}
.lead-form-row:nth-of-type(2){grid-template-columns:1fr 1.6fr;}
.field{position:relative;display:flex;align-items:center;background:#fff;border:1.5px solid var(--line);border-radius:var(--radius-btn);transition:border-color .15s ease, box-shadow .15s ease;}
.field:focus-within{border-color:var(--teal-dark);box-shadow:var(--focus-ring);}
.field-ic{padding:0 0 0 14px;flex-shrink:0;display:flex;align-items:center;color:var(--muted);}
.field-ic svg{width:16px;height:16px;}
.field:focus-within .field-ic{color:var(--teal-dark);}
.field input, .field select{
  border:none;background:none;padding:13px 14px;font-size:14px;width:100%;outline:none;font-family:inherit;color:var(--ink);
  appearance:none;-webkit-appearance:none;
}
.field select{cursor:pointer;color:var(--muted);}
.field input.input-error, .field:has(input.input-error){border-color:#B3261E;}
.field input::placeholder{color:#8b95a1;}

.consent-check{display:flex;align-items:flex-start;gap:9px;font-size:12.5px;color:var(--muted);margin:6px 0 18px;cursor:pointer;}
.consent-check input{margin-top:3px;flex-shrink:0;}
.field-error{display:block;color:#B3261E;font-size:12px;margin:-12px 0 12px;}

.submit-btn{width:auto;}
.lead-success{display:flex;flex-direction:column;align-items:flex-start;gap:4px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:20px;margin-top:10px;}
.lead-success .success-ic{color:var(--teal-dark);display:flex;}
.lead-success .success-ic svg{width:26px;height:26px;}
.lead-success h4{margin:6px 0 2px;}
.lead-success p{color:var(--muted);font-size:13.5px;margin:0;}

/* ===== Why section ===== */
.why-section{padding:60px 0 40px;}
.center-title{text-align:center;font-size:22px;letter-spacing:.5px;margin-bottom:34px;}
.center-title .teal{color:var(--teal-dark);}
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;}
.why-card{text-align:center;padding:0 10px;}
.why-ic{width:58px;height:58px;border-radius:50%;background:var(--teal-soft);display:flex;align-items:center;justify-content:center;margin:0 auto 14px;color:var(--teal-dark);}
.why-ic svg{width:28px;height:28px;}
.why-card h4{font-size:15px;margin-bottom:6px;}
.why-card p{font-size:13px;color:var(--muted);}

/* ===== How it works ===== */
.how-section{padding:44px 0 64px;border-top:1px solid var(--line);}
.how-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4, 1fr);gap:26px;}
.how-steps li{display:flex;flex-direction:column;align-items:flex-start;}
.how-num{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--teal-dark);color:#fff;font-family:var(--font-display);font-weight:700;font-size:13.5px;margin-bottom:12px;}
.how-steps h4{font-size:14.5px;margin-bottom:4px;}
.how-steps p{font-size:12.5px;color:var(--muted);margin:0;}

/* ===== Disclaimer bar ===== */
.disclaimer-bar{background:var(--teal-soft);padding:16px 0;margin-bottom:0;}
.disclaimer-bar p{display:flex;gap:8px;align-items:flex-start;font-size:12.5px;color:var(--navy);margin:0;}
.disclaimer-bar .info-ic{color:var(--teal-dark);flex-shrink:0;}

/* ===== Footer ===== */
.site-footer{background:var(--navy-deep);color:#C6D2DC;padding:52px 0 0;}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr 0.8fr;gap:30px;padding-bottom:38px;}
.foot-brand{display:block;}
.foot-brand .logo-img-white{height:114px;width:auto;margin:22px 0 16px;}
.foot-brand-fallback{font-family:var(--font-display);color:#fff;font-weight:800;margin-bottom:10px;}
.foot-tag{font-size:14px;font-weight:500;letter-spacing:.2px;color:#8FA3B4;line-height:1.6;margin:0;}
.foot-col h5{color:#fff;font-family:var(--font-display);font-size:13.5px;margin-bottom:14px;letter-spacing:.3px;}
.foot-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px;}
.foot-col ul li{font-size:13px;display:flex;align-items:center;gap:8px;}
.foot-col ul li a{display:inline-flex;align-items:center;gap:8px;}
.foot-ic{width:15px;height:15px;flex-shrink:0;color:#7C93A6;}
.foot-col a{color:#C6D2DC;}
.foot-col a:hover{color:#fff;}
.wa-link{color:#3FC7BE !important;}
.social-icons{display:flex;gap:10px;}
.social-icons a{width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:13px;}
.social-icons a:hover{background:var(--teal-dark);text-decoration:none;}

.foot-bottom{padding:18px 0;}
.foot-bottom .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:11.5px;color:#7C8CA0;}
.foot-bottom p{margin:0;}

/* ===== Responsive ===== */
@media (max-width:1020px){
  .features-grid{grid-template-columns:repeat(3,1fr);gap:18px;}
  .foot-grid{grid-template-columns:1fr 1fr 1fr;}
  .foot-brand{grid-column:1 / -1;}
}
@media (max-width:900px){
  .nav-toggle{display:flex;}
  .main-nav{
    display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:flex-start;gap:4px;padding:14px 24px 20px;box-shadow:0 16px 24px -18px rgba(14,42,71,.3);
  }
  .main-nav.open{display:flex;}
  .site-header{position:relative;}
  .nav-drop{width:100%;}
  .nav-drop-btn{width:100%;justify-content:space-between;padding:10px 0;}
  .nav-drop-menu{position:static;transform:none;box-shadow:none;border:none;padding:0 0 0 12px;min-width:0;}
  .phone-cta{margin-top:10px;}

  .quote-bar{margin-top:-20px;}
  .hero .wrap:nth-of-type(2){margin-top:24px;}
  .qb-cats{grid-template-columns:repeat(3, 1fr);}
  .qb-row{flex-direction:column;}
  .qb-row .qb-amount, .qb-row select, .qb-row .btn-primary{flex-basis:auto;width:100%;}

  .features-grid{grid-template-columns:1fr;max-width:420px;margin:0 auto;}
  .lead-grid{grid-template-columns:1fr;}
  .lead-form-row{grid-template-columns:1fr;}
  .lead-form-row:nth-of-type(2){grid-template-columns:1fr;}

  .why-grid{grid-template-columns:1fr 1fr;}
  .how-steps{grid-template-columns:1fr 1fr;}

  .foot-grid{grid-template-columns:1fr 1fr;}
  .foot-brand{grid-column:1 / -1;}
}
@media (max-width:560px){
  .qb-cats{grid-template-columns:repeat(2, 1fr);gap:10px;}
  .qb-cats .qb-radio:last-child{grid-column:1 / -1;}
  .why-grid{grid-template-columns:1fr;}
  .how-steps{grid-template-columns:1fr;gap:22px;}
  .foot-grid{grid-template-columns:1fr;}
}

/* ===== Loan calculator modal ===== */
.calc-overlay{
  display:none;position:fixed;inset:0;background:rgba(8,26,46,.55);z-index:300;
  align-items:center;justify-content:center;padding:20px;
}
.calc-overlay.open{display:flex;}
.calc-modal{
  position:relative;background:#fff;border-radius:22px;max-width:900px;width:100%;max-height:92vh;overflow-y:auto;
  box-shadow:0 30px 70px -20px rgba(8,26,46,.5);
}
.calc-close{
  position:absolute;top:14px;right:16px;background:none;border:none;font-size:18px;color:var(--muted);cursor:pointer;
  width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;z-index:2;
}
.calc-close:hover{background:var(--bg-soft);color:var(--navy);}
.calc-modal-grid{display:grid;grid-template-columns:1fr 1fr;}

.calc-inputs{background:var(--bg-soft);padding:28px 34px 36px;display:flex;flex-direction:column;gap:22px;border-radius:0 0 0 22px;}
.calc-field label{display:flex;align-items:center;gap:6px;font-weight:700;font-size:14px;color:var(--navy);margin-bottom:8px;font-family:var(--font-display);}
.calc-live-val{margin-left:auto;font-weight:600;color:var(--teal-dark);font-size:13px;font-family:var(--font-body);}
.calc-amount-input, .calc-rate-input{display:flex;align-items:center;background:#fff;border:1.5px solid var(--line);border-radius:var(--radius-btn);padding:0 14px;transition:border-color .15s ease, box-shadow .15s ease;}
.calc-amount-input:focus-within, .calc-rate-input:focus-within{border-color:var(--teal-dark);box-shadow:var(--focus-ring);}
.calc-amount-input span{color:var(--muted);font-weight:700;margin-right:4px;}
.calc-amount-input input, .calc-rate-input input{border:none;background:none;padding:13px 0;font-size:15px;width:100%;outline:none;font-family:inherit;color:var(--ink);}

.calc-segmented{display:flex;gap:4px;background:var(--chip-bg);padding:4px;border-radius:var(--radius-btn);}
.seg-btn{
  flex:1;padding:11px 10px;border:none;background:transparent;border-radius:9px;
  font-family:var(--font-body);font-size:13.5px;font-weight:600;color:var(--muted);cursor:pointer;
  transition:all .16s ease;
}
.seg-btn:hover:not(.active){color:var(--navy);}
.seg-btn.active{background:#fff;color:var(--navy);font-weight:700;box-shadow:0 1px 2px rgba(8,26,46,.06), 0 6px 14px -6px rgba(8,26,46,.18);}

input[type="range"]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:4px;background:var(--line);margin-top:12px;cursor:pointer;}
input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:#fff;border:5px solid var(--teal-dark);box-shadow:0 2px 6px rgba(8,26,46,.25);cursor:pointer;transition:transform .12s ease;}
input[type="range"]::-webkit-slider-thumb:hover{transform:scale(1.08);}
input[type="range"]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:5px solid var(--teal-dark);box-shadow:0 2px 6px rgba(8,26,46,.25);cursor:pointer;}
input[type="range"]::-moz-range-track{background:var(--line);height:6px;border-radius:4px;}

.calc-result-panel{padding:36px 34px;text-align:center;}
.calc-result-panel h3{font-size:19px;margin-bottom:22px;}
.calc-freq-toggle{
  display:inline-flex;gap:4px;background:var(--chip-bg);padding:4px;border-radius:var(--radius-btn);
  margin-bottom:20px;
}
.freq-opt{
  position:relative;display:flex;align-items:center;justify-content:center;padding:10px 18px;border-radius:9px;
  font-size:12.5px;font-weight:700;color:var(--muted);cursor:pointer;letter-spacing:.3px;text-transform:uppercase;
  transition:all .16s ease;
}
.freq-opt input{position:absolute;opacity:0;width:1px;height:1px;}
.freq-opt:hover{color:var(--navy);}
.freq-opt:has(input:checked){background:#fff;color:var(--navy);box-shadow:0 1px 2px rgba(8,26,46,.06), 0 6px 14px -6px rgba(8,26,46,.18);}
.freq-opt:has(input:focus-visible){box-shadow:var(--focus-ring);}

.calc-big-result{display:flex;align-items:baseline;justify-content:center;gap:4px;font-family:var(--font-display);color:var(--teal-dark);margin-bottom:6px;}
.calc-big-result span{font-size:24px;font-weight:800;}
.calc-big-result b{font-size:40px;font-weight:800;}
.calc-big-result small{font-size:15px;font-weight:600;color:var(--navy);margin-left:6px;}

.calc-divider{border:none;border-top:1px solid var(--line);margin:22px 0;}
.calc-blurb{font-size:14.5px;color:var(--ink);max-width:340px;margin:0 auto 10px;}
.calc-note{font-weight:700;color:var(--navy);font-size:14px;margin-bottom:22px;}

.calc-cta-row{display:flex;gap:12px;margin-bottom:20px;}
.calc-cta-primary, .calc-cta-outline{
  flex:1;padding:15px 12px;border-radius:var(--radius-btn);font-family:var(--font-display);font-weight:700;
  font-size:14px;cursor:pointer;letter-spacing:-.01em;transition:transform .16s ease, box-shadow .16s ease, background-color .16s ease;
}
.calc-cta-primary{background:var(--teal);border:1.5px solid var(--teal);color:#fff;box-shadow:0 1px 2px rgba(8,26,46,.07),0 10px 20px -10px rgba(14,140,147,.55);}
.calc-cta-primary:hover{background:var(--teal-dark);border-color:var(--teal-dark);transform:translateY(-2px);box-shadow:0 2px 6px rgba(8,26,46,.09),0 16px 28px -12px rgba(14,140,147,.6);}
.calc-cta-primary:active{transform:translateY(0);}
.calc-cta-outline{background:#fff;border:1.5px solid var(--line);color:var(--navy);}
.calc-cta-outline:hover{border-color:var(--teal-dark);background:var(--teal-soft);transform:translateY(-2px);}
.calc-cta-outline:active{transform:translateY(0);}

.calc-disclaimer{font-size:11px;color:var(--muted);line-height:1.5;text-align:left;}

@media (max-width:760px){
  .calc-modal-grid{grid-template-columns:1fr;}
  .calc-inputs{border-radius:0;padding:24px;}
  .calc-result-panel{padding:30px 24px;}
}

/* ===== Calc title bar ===== */
.calc-title-bar{background:var(--bg-soft);border-radius:22px 22px 0 0;padding:28px 34px 4px;text-align:center;}
.calc-title-bar h2{font-size:24px;margin:0;}

/* ===== Book a Call modal ===== */
.bookcall-overlay{
  display:none;position:fixed;inset:0;background:rgba(8,26,46,.55);z-index:320;
  align-items:center;justify-content:center;padding:20px;
}
.bookcall-overlay.open{display:flex;}
.bookcall-modal{
  position:relative;background:#fff;border-radius:22px;max-width:460px;width:100%;max-height:92vh;overflow-y:auto;
  box-shadow:0 30px 70px -20px rgba(8,26,46,.5);padding:34px 30px;
}
.bookcall-modal h2{font-size:22px;margin-bottom:4px;}
.bookcall-sub{color:var(--muted);font-size:14px;margin-bottom:22px;}
.bc-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.field-block{margin-bottom:16px;}
.field-block label{display:block;font-weight:700;font-size:13.5px;color:var(--navy);margin-bottom:7px;font-family:var(--font-display);}
.field-block input, .field-block select, .field-block textarea{
  width:100%;border:1.5px solid var(--line);border-radius:var(--radius-btn);padding:12px 14px;font-size:14px;font-family:inherit;
  outline:none;color:var(--ink);background:#fff;transition:border-color .15s ease, box-shadow .15s ease;
}
.field-block input:focus, .field-block select:focus, .field-block textarea:focus{border-color:var(--teal-dark);box-shadow:var(--focus-ring);}
.field-block textarea{resize:vertical;min-height:70px;}
.field-block select{appearance:none;-webkit-appearance:none;color:var(--muted);}
.field-block input.input-error, .field-block select.input-error{border-color:#B3261E;}
#bookCallForm .submit-btn{width:100%;justify-content:center;margin-top:4px;}

@media (max-width:480px){
  .bc-row{grid-template-columns:1fr;}
}

/* ===== Subpage: hero band with mascot ===== */
.page-breadcrumb{font-size:13px;color:var(--muted);margin:20px 0 0;}
.page-breadcrumb a{color:var(--muted);}
.page-breadcrumb a:hover{color:var(--teal-dark);}
.page-hero{padding:20px 0 48px;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%);}
.page-hero-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:32px;align-items:center;}
.page-hero h1{font-size:36px;margin-bottom:14px;letter-spacing:-.3px;}
.page-hero .page-sub{color:var(--muted);font-size:16px;max-width:520px;margin-bottom:24px;}
.page-hero-ctas{display:flex;gap:12px;flex-wrap:wrap;}
.page-hero-mascot{display:flex;justify-content:center;align-items:flex-end;height:100%;}
.page-hero-mascot img{max-width:300px;width:100%;height:auto;filter:drop-shadow(0 20px 30px rgba(14,42,71,.18));}

/* ===== Subpage: topic sections ===== */
.topic-section{padding:56px 0;scroll-margin-top:90px;}
.topic-section.alt{background:var(--bg-soft);}
.topic-section .section-head{max-width:640px;margin-bottom:32px;}
.topic-section h2{font-size:24px;margin-bottom:8px;}
.topic-section .section-intro{color:var(--muted);margin:0;}
.topic-grid{display:grid;grid-template-columns:repeat(2, 1fr);gap:22px;}
.topic-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:26px;scroll-margin-top:90px;}
.topic-card .topic-ic{width:46px;height:46px;border-radius:50%;background:var(--teal-soft);display:flex;align-items:center;justify-content:center;color:var(--teal-dark);margin-bottom:14px;}
.topic-card .topic-ic svg{width:22px;height:22px;}
.topic-card h3{font-size:16.5px;margin-bottom:8px;}
.topic-card p{font-size:14px;color:var(--muted);margin:0;}

/* ===== Subpage: mini CTA banner ===== */
.mini-cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:36px 40px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;}
.mini-cta h3{color:#fff;margin-bottom:4px;font-size:19px;}
.mini-cta p{color:#B8C4D1;margin:0;font-size:14px;}
.mini-cta .btn-primary{flex-shrink:0;}

/* ===== About page ===== */
.about-mascot-block{display:grid;grid-template-columns:0.8fr 1.2fr;gap:40px;align-items:center;}
.about-mascot-block img{max-width:280px;width:100%;height:auto;margin:0 auto;display:block;filter:drop-shadow(0 20px 30px rgba(14,42,71,.16));}
.about-mascot-block h2{font-size:26px;margin-bottom:14px;}
.about-mascot-block p{color:var(--muted);margin-bottom:14px;}

/* ===== Simple legal pages ===== */
.legal-content{padding:44px 0 72px;max-width:760px;margin:0 auto;}
.legal-content h1{font-size:30px;margin-bottom:6px;}
.legal-content .legal-updated{color:var(--muted);font-size:13px;margin-bottom:28px;}
.legal-content h2{font-size:18px;margin:32px 0 10px;}
.legal-content p, .legal-content li{color:var(--ink);font-size:14.5px;line-height:1.7;}
.legal-content ul{padding-left:20px;}
.legal-notice{background:var(--teal-soft);border:1px solid #CCE7E6;border-radius:var(--radius-sm);padding:16px 18px;font-size:13.5px;color:var(--navy);margin-bottom:28px;display:flex;gap:10px;align-items:flex-start;}
.legal-notice svg{width:18px;height:18px;flex-shrink:0;margin-top:1px;color:var(--teal-dark);}

@media (max-width:900px){
  .page-hero-grid{grid-template-columns:1fr;text-align:center;}
  .page-hero-ctas{justify-content:center;}
  .page-hero-mascot{order:-1;}
  .page-hero-mascot img{max-width:220px;}
  .topic-grid{grid-template-columns:1fr;}
  .about-mascot-block{grid-template-columns:1fr;text-align:center;}
  .about-mascot-block img{max-width:220px;}
  .mini-cta{flex-direction:column;text-align:center;}
}